There are over a dozen ATMs on the island, with most located on the Eastern side on the island close to the jetty. Most ATMs are run by Indonesian banks, but there are also two Australian Commonwealth Bank ATMs. The majority of ATMs provide Rp 50,000 notes and have a maximul withdrawal up to Rp 1,500,000; those dispensing Rp 100,000 notes (you will see a sticker on the machine) often have limit of Rp 2,000,000 or even Rp 3,000,000 (CIMB Niaga on the main beachwalk, note – only one of the terminals there dispenses 100,000’s). Commonwealth Bank ATMs are also known for their large limits (3-4 million), however they now charge an additional Rp 20,000 fee from most foreign cards (you’ll see a notification with an option to cancel the transaction), notably excluding Visa Europe. The exchange rates offered on the island are generally poorer than on Bali or Lombok, but not that much (in the tourists areas of Bali you may easily get even lower rate if not choosing the exchange point wisely). Do not believe the touts at Bangsal that there are no ATMs or money changers. They will try to convince you to change money with them and charge you up to 10% commission for it.
The Art Market (Pasar Seni) next to the pier has a few scruffy stalls hawking souvenirs, but it’s all brought in from elsewhere, and the selection is far more limited than what you’d find on Bali or even Lombok.
There is no ATM, nor is there much to buy on Gili Meno. If you run out of cash, Blue Marlin is probably the only option for a credit card cash advance, and they charge a 7% commission. Alternatively, head to Gili Trawangan or Gili Air where there are ATM’s. Hint: As the boat from Meno waits around 25-30 min on Trawangan before going back to Meno and Air, you have a chance to return on the same boat (there are several ATMs on the main Trawangan beachwalk now, both to the left and to the right from the harbour). Not so wise to try this with afternoon boat, however, if you don’t know where to go and want to come back same day.
There is an ATM outlet of CIMB Niaga bank on the island. It is located 5 min east of the ferry arrival area. There are 2 terminals inside, the one which dispenses Rp 100,000 notes allows up to Rp 3 million per transaction from any Visa/MC (no extra charges). Blue Marlin Dive Centre provides a credit card cash advance for a commission of 7%. There are other ATMs on Gili Trawangan. The best bet for changing money is Oseana shop located in the Harbour. Oseana shop will change a lot of different currencies. Ideally, make sure you bring enough cash with you that is already converted to Rupiah.
There are a few shops selling basic necessities close to the boat landing and on the eastern coast. In the same area there are also a couple of vendors with a reasonable collection of Lombok handicrafts for sale. In the centre of the island (in the village, on main north-south road of the island), there’s a bigger shop (they have lots of smelly dried fish), selling, besides other things, some cheap foods (try donuts for Rp 1,000 if you are not afraid). Slightly cheaper than beach shops, but some sellers try to compensate for that when see foreigners, so the same 1.5 lt bottle of water could easily cost Rp 5,000 one day and Rp 4,000 the next one depending upon where you purchase it.